PLEASE CHECK HERE to acknowledge that you understand that if you choose not to purchase travel insurance, we cannot guarantee any refunds based on cancellations or personal conflicts, health issues, weather delays, flight changes or cancellations, or any other reason. You are purchasing a complete vacation package with many components that will need to be pre-booked and prepaid for. Vacation packages are not refundable unless covered by travel insurance. Travel insurance will also protect against any additional fees that might be incurred should your plans change for any reason.